All accounts are insured up to $250,000.00 by The National Credit Union Administration (NCUA), a United States government agency.

Checking - No maintenance fees, no minimum balance requirements, no per check charges. A truly free checking account.

IRA's - OCFCU offers Traditional, Roth IRA's, Education and IRA/Certificates.

Certificates - For your convenience we offer higher yield certificate terms, 6mth, 1yr, 2yr, 3yr, 4yr, and 5yrs.

Christmas Savings - Put some cash aside for the holidays.

Vacation Savings - An alternative savings account for any special purpose.

Super Savings - With a minimum required balance of $10,000 this liquid account gives the very best return on your balance.

Business Accounts - OCFCU offers Business Accounts for our Business Owners. 

Regular Savings - Our members primary savings account accessible at any ATM.