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Loan Rates

 

    

 

 

Loan Type

Max. Term

APR* As Low As

Passbook

5 Years

5.50%

Personal

5 Years

9.74%

New Car

5 Years

1.74%

New Car

6 Years

2.24%

New Car

7 Years

2.74%

Used Car

5 Years

1.74%

Used Car

6 Years

2.24%

Home Improvement 

7 Years

7.75%

Vacation

1 Year

11.00%

Visa                  

 

     Introductory Offer

6 Months

3.25% (Prime Rate + 0%)

     Regular Rate

N/A

9.25% (Variable = Prime Rate + 6%)

 

 

REAL ESTATE LOAN RATES** 

  

Fixed Home Equity

APR As Low As

5 Years

2.750%

10 Years

3.500%

15 Years

4.500%

20 Years

4.750%

   

Home Equity Line of Credit

APR As Low As

Introductory Offer = 1 year

1.49%

Actual Rate Thereafter (Variable)

3.37%

 

  

 Mortgage Loans

Rate

APR

Points

30 Year Fixed Rate

3.875%

4.05%

0.00%

15 Year Fixed Rate

3.000%

3.31%

0.00%

5/1 ARM

2.750%

3.07%

0.00%

 

 

*APR = Annual Percentage Rate. All lending offers are subject to a full credit history review and approval. Applicants who are not approved for advertised rates may be offered credit at a higher rate and/or different terms. **Real Estate loan rates are subject to change daily. For daily rates and other questions, call our Lending Department at 516.620.8100 (Option 3).

 

 

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