|
Loan Type |
Max. Term |
APR* As Low As |
| Passbook |
5 Years |
5.50% |
| Personal |
5 Years |
9.74% |
| New Car |
5 Years |
1.74% |
| New Car |
6 Years |
2.24% |
| New Car |
7 Years |
2.74% |
| Used Car |
5 Years |
1.74% |
| Used Car |
6 Years |
2.24% |
| Home Improvement |
7 Years |
7.75% |
| Vacation |
1 Year |
11.00% |
| Visa |
|
|
| Introductory Offer |
6 Months |
3.25% (Prime Rate + 0%) |
| Regular Rate |
N/A |
9.25% (Variable = Prime Rate + 6%) |
REAL ESTATE LOAN RATES**
|
Fixed Home Equity |
APR As Low As |
|
5 Years |
2.750% |
|
10 Years |
3.500% |
|
15 Years |
4.500% |
|
20 Years |
4.750% |
|
Home Equity Line of Credit |
APR As Low As |
|
Introductory Offer = 1 year |
1.49% |
|
Actual Rate Thereafter (Variable) |
3.37% |
|
Mortgage Loans |
Rate |
APR |
Points |
|
30 Year Fixed Rate |
3.875% |
4.05% |
0.00% |
|
15 Year Fixed Rate |
3.000% |
3.31% |
0.00% |
|
5/1 ARM |
2.750% |
3.07% |
0.00% |
*APR = Annual Percentage Rate. All lending offers are subject to a full credit history review and approval. Applicants who are not approved for advertised rates may be offered credit at a higher rate and/or different terms. **Real Estate loan rates are subject to change daily. For daily rates and other questions, call our Lending Department at 516.620.8100 (Option 3).
